Eligibility Requirements

Pet owner must:

Checkmark Have a puppy or kitten between 8 weeks and 1 year of age
To get a quote or enroll a pet that is over one year old Click Here
Go to Vetinsurance
Trupanion is designed for pet owners who are enrolling puppies and kittens under the age of one.

We recommend that you go to VetinsuranceUS.com, our brand that is specifically designed to be Simple, Fair and Affordable for enrolling pets over the age of one.
Checkmark Be a U.S. resident
Checkmark Have a valid email address
Checkmark Be able to pay monthly dues by credit or debit card

Here's How Trupanion is Different

If your pet becomes sick or injured we will pay for diagnostic tests, surgeries, and medications up to $20,000. This includes hereditary and congenital disorders.
We pay 90% of your cost without caps or restrictive fee guides (including the higher costs of emergency centers, specialty hospitals, and referral clinics).
On initial claims we approve and pay in less than 7 days. Of our most recent 10,000 repeat claims submitted, 9 out of 10 were processed and paid within 24 hours.
We never penalize responsible pet owners for having unlucky pets. This means your rates won’t increase and your coverage won’t decrease after submitting multiple claims.
Your premiums will only change periodically to reflect the inflationary cost of veterinary care. You can lower your pet’s premium by selecting a deductible that best matches your budget.