Did you know?
1 in 3 pets need unexpected care each year

Join over 950,000 pet parents who trust America’s #1 pet insurance. Learn how to get instant vet bill payments and unmatched lifetime coverage.
A woman hugging her cat
A woman hugging her cat

Every day without coverage could be costly

Accidents and illnesses can happen at any time. Pet insurance helps you stay prepared, so you can provide the best care without the stress of surprise expenses.

Hospital icon

Average emergency vet visit: $1,500-$5,000+

Syringe icon

Chronic conditions like diabetes: $2,000+ annually

Dog and cat icon

4 in 5 pet parents have faced unexpected vet bills

Three reasons why you should choose Trupanion

one

VetDirect Pay™

Only Trupanion pays up to 90% directly to your vet at checkout — no more waiting for reimbursement.
two circle

Lifetime per-condition deductible

Pay your deductible once per condition (not year after year), covered for life.
three circle

Lifetime coverage

No caps, no limits, no surprises. Leave the worry of paying the entirety of your pet’s medical needs behind.

 

Real protection for real pets: Charlie’s story

Two weeks after signing up, Charlie jumped off the couch and broke his leg.

A dog with a bandage on its legA dog with a bandage on its leg

Based on the invoice:

$5,508.80


Trupanion paid:

$4,377.71

Charlie's owner paid:

$1,131.09

Total invoice based on a real member plan with 90% coverage on eligible costs and a $0 deductible. See our policy for full coverage details.

Trupanion's money back guarantee badgeTrupanion's money back guarantee badge

30-day money-back guarantee so you can try Trupanion risk-free

We’re confident you’ll love us. But if you change your mind, just let us know within the first 30 days for a full refund (as long as we haven’t paid a claim for you.)

Offer not available in New York.

A woman snuggling her cat

Get the care your best friend deserves

A lifetime of coverage for your pet with protection as strong as your bond.

Protect your pet today

The cost estimates provided on this page are based on publicly available data and industry averages sourced from the following:
https://money.com/how-much-is-an-emergency-vet-visit/
https://www.pawlicy.com/blog/vet-visit-cost/
https://emeraldcity24hrvet.com/budget-pet-healthcare-needs/
https://www.greatpetcare.com/wellness/emergency-vet-visit-ways-to-pay/
https://www.cnbc.com/2018/06/14/are-you-prepared-for-a-pet-emergency-most-americans-are-not.html
Emergency veterinary care costs can vary significantly depending on factors such as location, the severity of the condition, and the type of treatment required.
These figures are intended for informational purposes only and should not be considered a guarantee of actual costs.

Chat Icon
close-icon