We’re always ready to help
Our customer care team is available 24/7/365.
Pet insurance... superpowered
Because your best friend deserves the best healthcare
Unlimited payouts for life
Your vet bills paid directly in seconds
#1 in America, trusted by vets and pet parents
Do you have an offer from your veterinarian or breeder?
Take just a few minutes to activate your Exam Day Offer or Go Home Day Offer and get immediate coverage for your pet.
Truly unlimited coverage with the world’s fastest payouts
No caps ever
We never limit the amount we pay out, so your pet can always get the best care.
The fastest payouts
The world’s only provider to pay the bill in real-time at checkout – no waiting, no worries.
Trusted by vets
Over 25 years of helping vets treat pets, with $2 billion paid and counting!
Loved by 1 million pet parents
8 out of 10 members say our coverage helped save their pet’s life.
#1 in America,
as chosen by vets*
Veterinarians want to provide the best care, not worry about the costs. With our unlimited coverage, they can focus on what matters most — your pet’s health.
“We have so many clients that have Trupanion... Every time a patient is able to receive complete and expeditious care, we reduce suffering, owner stress, and worry.”
Dr. Pamela Kaiser, Jacksonville, FL
*Survey commissioned by dvm360, from 3/30-5/1/2023. Read more.
Coverage you can
count on 24/7/365
Your pet means everything to you. So we provide everything they need. A Trupanion policy includes all of this.
Hereditary conditions
Unidentified issues
Unexpected injuries
Diagnostic tests
Breed-specific conditions
Advanced dentistry
Allergies
Hospital stays
Medications
Veterinary supplements
Herbal therapy
Prescription food
No more claims. We pay first. Vet Direct Pay
We’re the world’s first (and only!) pet insurance provider to offer direct payment at checkout. No waiting. No hassle. No worries.
Here to answer every call, woof, and meow
We all know how different dogs and cats are, but we believe insurance should protect every pet against unexpected injuries and illnesses.
Saving the day for pet parents like you
Read our reviews and find out why over 99% of members renew with us.
“I found comfort in the knowledge that despite the fact that I did not know what was in store for Dresden in the days to come, I would not have to shoulder the financial burden alone.”
Lisa saved over $2,500
with a Trupanion policy
“I am profoundly thankful for the peace of mind I get from having Jiminy insured with Trupanion, knowing that I can give him a bright future full of new experiences, adventure and restful moments together!”
Lisa saved almost $20,000
with a Trupanion policy
“He was so tiny and helpless, and this was truly the most traumatic thing I could imagine. Harold’s animal hospital went directly through Trupanion, so I never saw a bill while this was all going on.”
Ashley saved over $10,000
with a Trupanion policy
Frequently asked questions
No, your coverage percentage will never be reduced if your pet is referred to a specialist or emergency animal hospital. We want your furry friend to get the care they need!
Any one you like! Some pet health insurance providers limit you to a “veterinary network” of animal hospitals, but we believe your pet deserves the best care regardless of location. With Trupanion, you're free to go to any licensed veterinarian in the United States, Canada, or Puerto Rico.
No, and that's because we want to make sure your coverage goes where it counts the most. By covering all eligible new and unexpected illnesses and injuries (instead of routine costs like wellness visits and preventative care) we enable you to budget more easily for your pet's care.
No, and that's because we go above and beyond traditional pet insurance. Instead of relying on discounts and other gimmicks from reduced coverage or increased general rates, we provide quality pet medical insurance at the best-value premiums possible from the get-go.
Yes. Although some pet insurance providers do not cover hip dysplasia, this coverage is built into Trupanion's core coverage. Both large and small dogs may develop this genetic disorder, and our medical insurance will cover it as long as it is not pre-existing.