We’re always ready to help
Our customer care team is available 24/7/365.
Pet insurance... superpowered
Because your best friend deserves the best healthcare
Unlimited payouts for life
Your vet bills paid directly in seconds
#1 in Canada!
Do you have an offer from your veterinarian or breeder?
Take just a few minutes to activate your Exam Day Offer or Go Home Day Offer and get immediate coverage for your pet.
Truly unlimited coverage with the world’s fastest payouts
No caps ever
We never limit the amount we pay out, so your pet can always get the best care.
The fastest payouts
The world’s only provider to pay the bill in real-time at checkout – no waiting, no worries.
Trusted by vets
Over 25 years of helping vets treat pets, with $2 billion paid and counting!
Loved by 1 million pet parents
8 out of 10 members say our coverage helped save their pet’s life.
#1 in Canada!
We protect more pets than anyone else
With over 1 million pets covered and counting, we’re trusted by pet parents and veterinarians alike.
“Taking away the worry about finances helps clients focus on getting their loved ones quality care. It is like winning the lottery only having to pay a small portion at the front counter!”
Heather Martland, RVT in Calgary, AB
No more claims. We pay first. Vet Direct Pay
We’re the world’s first (and only!) pet insurance provider to offer direct payment at checkout. No waiting. No hassle. No worries.
Here to answer every call, woof, and meow
We all know how different dogs and cats are, but we believe insurance should protect every pet against unexpected injuries and illnesses.
Saving the day for pet parents like you
Read our reviews and find out why over 99% of members renew with us.
“That evening, we were preparing ourselves for his death. However, because we had Trupanion, and 90% coverage, we were able to treat him aggressively. With the amazing help from multiple veterinarians and the staff at the veterinary hospital and Trupanion, he was made well again.”
Wil saved over $41,000
with a Trupanion policy
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“When we heard from our veterinarian, ‘Camo has a heart murmur,’ it changed everything. A month later, Camo had a successful heart surgery, but there were a few complications. Trupanion has paid out every single claim without hesitation. I tell everyone the same thing: ‘Get the insurance. Even the least suspecting pet can get sick.”
Barbara saved over $10,000
with a Trupanion policy
“Working in a veterinary clinic, I’ve seen the value of pet insurance time and time again. When I adopted my kitten, Abner, from a client, enrolling him with Trupanion took place before I even booked his first vaccination. Enrolling him so early in life guaranteed me that Abner would have complete coverage for anything that could possibly happen.”
Meaghan saved over $11,000
with a Trupanion policy
Frequently asked questions
No, your coverage percentage will never be reduced if your pet is referred to a specialist or emergency animal hospital. We want your furry friend to get the care they need!
Any one you like! Some pet health insurance providers limit you to a “veterinary network” of animal hospitals, but we believe your pet deserves the best care regardless of location. With Trupanion, you're free to go to any licensed veterinarian in the United States, Canada, or Puerto Rico.
No, and that's because we want to make sure your coverage goes where it counts the most. By covering all eligible new and unexpected illnesses and injuries (instead of routine costs like wellness visits and preventative care) we enable you to budget more easily for your pet's care.
No, and that's because we go above and beyond traditional pet insurance. Instead of relying on discounts and other gimmicks from reduced coverage or increased general rates, we provide quality pet medical insurance at the best-value premiums possible from the get-go.
Yes. Although some pet insurance providers do not cover hip dysplasia, this coverage is built into Trupanion's core coverage. Both large and small dogs may develop this genetic disorder, and our medical insurance will cover it as long as it is not pre-existing.