Lifetime coverage
Get a lifetime of protection with a Trupanion policy.
Care and coverage you can count on
No payout limits
Unlimited payouts for all new, unexpected illnesses.
24/7/365 customer service
Our pet-passionate team is available when you need us most.
What does a Trupanion policy cover?
Trupanion goes beyond traditional pet insurance for cats and dogs.
New illnesses & injuries
Hereditary conditions
Breed-specific conditions
Diagostic tests
Surgeries
Medications
We cover what other’s don’t
Once your pet is covered with Trupanion’s one simple plan, you never have to worry about a surprise vet bill for any new, unexpected illnesses or injuries.
Trusted by veterinarians & pet parents alike
Trupanion can pay your veterinarian directly in seconds
With our patented software, we are the only provider that can pay your vet directly at checkout - so no more waiting on reimbursements.
Our care, in action
Discover how we have helped thousands of pet parents just like you.
Mabel
Delta, B.C.
Hematuria, Allergie
Bulldozer
Calgary, AB
Bacterial Pneumonia
Abner
Edmonton, AB
Allergy Panel, Inflamed Ear Drums, and Foreign Body Ingestion
Kujo
Witless Bay, N.L.
Intestinal Puncture, Bone Marrow Disease
Gator
Calgary, AB
Ear infections, Diarrhea, Enteritis, Allergic Reaction to Medication
Can you afford a surprise $1,500 vet bill?
A Trupanion survey of North American veterinarians showed $1,500 as the average treatment cost where pet parents halt care. But with quality coverage protecting your pal, you can say ‘yes’ to veterinary care — no matter what life brings.
Coverage that goes the distance
We’re taking a boldly different approach to pet medical care, focusing on your pet’s wellbeing while playing nice with your pocketbook.
Hereditary & congenital conditions
Cherry eye
Diabetes
Hip dysplasia
Thyroid disease
Cancer
Heart disease
Urinary obstructions
Nervous system issues
Illnesses & injuries
New, unexpected injuries & illnesses
Bite wounds
Swallowed objects & toxins
Patella luxation
Allergies
Kidney disease
Upper respiratory infections
Urinary obstructions
And much more
X-rays, ultrasounds & CT scans
Surgeries & hospital stays
Medications
Veterinary supplements
Herbal therapy
Physical therapy
Advanced dentistry
Prosthetic devices & carts
Don’t just take our word for it
Shannon C.
Torbay, Newfoundland
“I have tried many other pet insurance companies only to be disappointed. But that all changed after joining Trupanion. Trupanion is the only company I recommend. I am overjoyed to help other families skip the trial and error method of looking for the right pet insurance.”
Rebecca N.
Rockland, Ontario
“I have fought with numerous other insurance companies, but I never once had to fight with Trupanion. Don't take chances with unreliable companies. Trupanion was not only the best choice, it was the greatest choice we ever made.”
Loved by pet parents everywhere
You have questions, we have answers
Check out our insurance FAQs or call us at 855.210.8749.855.210.8749. In the meantime here’s what we are often asked:
No, and that's because we want to make sure your coverage goes where it counts the most. By covering all eligible new and unexpected illnesses and injuries (instead of routine costs like wellness visits and preventative care) we enable you to budget more easily for your pet's care.
Any one you like! Some pet health insurance providers limit you to a “veterinary network” of animal hospitals, but we believe your pet deserves the best care regardless of location. With Trupanion, you're free to go to any licensed veterinarian in the United States, Canada, or Puerto Rico.
No, your coverage percentage will never be reduced if your pet is referred to a specialist or emergency animal hospital. We want your furry friend to get the care they need!
No, and that's because we go above and beyond traditional pet insurance. Instead of relying on discounts and other gimmicks from reduced coverage or increased general rates, we provide quality pet medical insurance at the best value premiums possible from the get-go.
Yes. Although some pet insurance providers do not cover hip dysplasia, this coverage is built into Trupanion's core policy. Both large and small dogs may develop this genetic disorder, and our medical insurance will cover it as long as it is not pre-existing.
We’re always ready to help
Our customer care team is available 24/7/365.
We love informed decisions. See our plan for full coverage details.
