Physical Therapy (Rehabilitative Therapy)

Physical or rehabilitative therapy is the use of therapeutic exercises and other healing modalities to help pets recover from acute and chronic health conditions resulting from illness, trauma, or surgery. It must be recommended by your veterinarian and provided by or under the supervision of a licensed veterinarian or a qualified professional (e.g., a registered and credentialed member of the Canine Rehabilitation Institute, the American Association of Rehabilitation Veterinarians, and/or Diplomate American College of Veterinary Sports Medicine and Rehabilitation).

Acupuncture

The insertion of needles into specific points on the body to cause a desired healing effect, provided by or under the direct supervision of a licensed veterinarian or a registered and certified member of the International Veterinary Acupuncture Society, and/or the American Academy of Veterinary Acupuncture.

Hydrotherapy

Hydrotherapy involves the use of water to aid in the healing and/or conditioning of a patient. Pets either swim in a pool or tank for prescribed periods of time, or walk on an underwater treadmill. Hydrotherapy is used in the treatment of osteoarthritis, orthopedic conditions, neurological conditions, and muscle, ligament, and other soft tissue injuries. It must be recommended by your veterinarian and provided by or under the direct supervision of a licensed veterinarian or a qualified professional (e.g., a registered and credentialed member of the Canine Rehabilitation Institute and/or the American Association of Rehabilitation Veterinarians).

Behavioral Modification and Therapy

A systematic approach to changing behavior, including a pet's reaction to a situation, a person, a thing, an animal, etc., provided by or under the direct supervision of a licensed veterinarian or a registered and credentialed member of Certified Applied Animal Behaviorists, and/or Diplomate American College of Veterinary Behaviorist.

Homeopathy

A system of health care that concentrates on care of the whole animal by methods that are specific, gentle, and sympathetic to the body's needs. Homeopathy is based on the utilization of specially prepared, refined dilutions of natural substances intended to trigger a healing response in a patient. Homeopathic care must be provided by or under the direct supervision of a licensed veterinarian who is ideally a registered and certified member of the Academy of Veterinary Homeopathy.

Naturopathy

Naturopathy is a system of treatment of disease that avoids drugs and surgery, and emphasizes the use of natural agents (air, water, and herbs) and physical means (tissue manipulation and electrotherapy). Naturopathy is a holistic approach founded on the belief that diet, mental state, exercise, breathing, and other natural factors are central to the origin and treatment of disease. Most naturopathic doctors use a variety of therapies and techniques (such as nutrition, behavior change, herbal medicine, homeopathy, and acupuncture). Naturopathic care must be provided by or under the direct supervision of a licensed veterinarian who is ideally a registered and certified member of the Academy of Veterinary Homeopathy, or a registered and certified member of the International Veterinary Acupuncture Society, and/or the American Academy of Veterinary Acupuncture, or a Certified Veterinary Herbalist, food Therapist or Tui-na Practitioner.

Like with all Trupanion coverage, alternative treatments must be given by or under the supervision of a licensed veterinarian, and cannot be covered if the condition being treated is pre-existing. All other policy provisions apply.

Third party property damage liability coverage

We will pay all sums, up to $25,000, which you become legally liable to pay as compensatory damages because of unintentional property damage arising out of the actions of your pet(s) named in the policy.

Advertising and reward

If your pet is lost or stolen, we will pay up to $500 for the cost of local newspaper advertising, including any reward incurred by you in order to recover your pet.

Boarding fees

We will pay up to $500 for the cost of boarding your pet at a boarding licensed kennel or cattery to look after your pet if you are hospitalized for more than 4 days following an accident or illness, which began more than 30 days after the inception date of this policy. We will not pay more than $25.00 per day or more than the maximum benefit in any occurrence.

Holiday vacation cancellation costs

If your pet requires urgent, lifesaving medical treatment, we will pay up to $1,000 for travel and accommodation expenses you are not able to recover while you are on holiday vacation or up to 7 days before you leave for a vacation holiday.

Cremation or burial

We will pay up to $100 for cremation or burial expenses should your pet die from an accident.