Where can I see actual claims and veterinary cost examples?

Right here! We’re happy to provide real examples of conditions seen in pet insurance claims and veterinary costs associated with them. Remember — your coverage payout percentage determines how much of the cost you won’t have to pay out of your own pocket (e.g., a 90% payout percentage means 90% of eligible costs will be covered by your insurance).

Common pet insurance claims

Exact costs for different medical conditions can vary for pets, depending on the extent of treatment needed, the pet’s age and other existing health conditions, the treatment location, and even the resources available at the veterinary hospital. So, what one pet owner owes for treatment may not be the same as another — even for the same pet health condition. That said, it can be helpful to look at real-life treatment and cost examples to get an idea of the kinds of veterinary expenses your pet can incur over their lifetime.

Below are examples of pet insurance claims from Trupanion claims data and the actual treatment costs (not including exam fees or taxes, where applicable) incurred by individual pets.

Hereditary and congenital conditions

Hereditary and congenital conditions are health issues present in your dog or cat at birth.

Condition	Treatment	Cost
Patellar luxation	Surgery and pain medications	$4,012
Legg-Perthes disease	Surgery and long-term medications	$6,466
Glaucoma	Long-term medications and surgery	$5,805
Portacaval shunt	Surgery and medication for a period of time	$6,267
Hip dysplasia	Long-term medications and surgery	$7,815
Diabetes	Long-term medications and blood work	$10,496
Ectropion	Surgery	$2,050
Fragmented coronoid process	Long-term medications and surgery	$7,006

Other common illnesses and injuries

Condition	Treatment	Cost
Fever of unknown origin and pneumonia	Emergency surgery and hospitalization	$8,294
Ingestion of foreign body	Surgery	$2,964
Gastric dilation volvulus (GDV)	Surgery	$3,525
Parvo gastroenteritis	Liquid IV and medication	$5,084
Stick lodged in between molars	Surgery	$1,656
Cruciate ligament tear	Surgery and medication	$5,439
Cancer (sarcoma)	Chemotherapy	$5,351
Hit by car and fractured pelvis	Emergency surgery/span	$3,717
Acute liver failure	Emergency hospitalization, nutritional therapy, and medication	$5,453
Seizures	MRI and medication	$1,984

Note: All of the above treatment costs are from real Trupanion member claims. Treatment costs can vary greatly from pet to pet even for the same condition, so the amounts you see here may not reflect those for your pet even if they are diagnosed with the same condition(s). It’s always a good idea to talk with your veterinarian prior to treatment in order to get a personalized cost estimate. Our Trupanion customer care team is also available 25/7 to answer any questions you may have about your pet health insurance coverage.

We love informed decisions. See the policy for full coverage details.

Trupanion coverage in action

Thanks to Trupanion’s extensive coverage and unlimited payouts, these pets were able to get the veterinary treatment they needed.

Domino

Santa Ana, CA

Condition: Lymphoma

$98,012.24

Saved with Trupanion

Rexford

Gwynn Oak, MD

Condition: Urinary obstruction

$19,031.43

Saved with Trupanion

Kendra

Seekonk, MA

Condition: Arthritis,

$47,401.08

Saved with Trupanion

Here for you, so you can be there for them

When your pet needs unexpected veterinary care, worrying about finances shouldn’t get in the way. Trupanion has your back, so you can focus on what matters most.

Get my quote