Is my dog or cat eligible for pet insurance?

There’s a good chance your pet is eligible for coverage with Trupanion. In fact, there are just two basic requirements to sign up with us:

1. All cats and dogs under 14 years of age are eligible to enroll for lifelong coverage.
2. You live in the US, Canada, or Puerto Rico (including US and Canadian military bases).

Meet those? Great! We welcome dogs and cats of every shape, size, and breed. If you don’t meet those requirements, we’re so sorry, but we cannot sign you up at this time.

Still have questions? Check out some of the most common questions about eligibility below.

Trupanion eligibility FAQs

Question: I just adopted my pet and I’m not sure how old they are, am I still eligible for pet insurance?

Answer:Yes! Your veterinarian will do his or her best to pinpoint your pet’s age and we'll use that best guess for your pet's policy.

Question: My pet is sick right now, will you still cover them?

Answer:While your pet's current sickness won't be covered under your pet insurance policy as it's pre-existing condition, you can still get a policy for new injuries and illnesses down the road.

Question: I don’t have my pet’s medical records, can I sign up without them?

Answer:Yes. In many adoption cases for example, pets don't have medical records. If this is the case, we'll use the medical records from the shelter or from when you first started taking your pet to your veterinarian to process claims.

Question:My dog is 10 years old and has never had pet health insurance before, is that a problem?

Answer:Of course not! We don't discriminate based on your pet’s prior pet insurance coverage or lack thereof.

Question: Is my pet eligible for hip dysplasia coverage?

Answer:There’s a good chance your pet is eligible for coverage with Trupanion. In fact, there are just two basic requirements to sign up with us: