Do you have an offer from your veterinarian or breeder?
Take just a few minutes to activate your Exam Day Offer or Go Home Day Offer and get immediate coverage for your pet.
Pet coverage you need, at lightning speed
Unlimited payouts, no deductibles — ever!
No illness or injury too big or too small. Enjoy value as soon as coverage begins.
Flexible payments that work for you
You choose the percentage of coverage that fits your budget, protecting your pet and your wallet.
The fastest payments
We can pay vet bills directly at checkout, and we’re the only ones who can.
Guaranteed coverage
Your personalized Medical Records Summary provides coverage transparency from the start — no surprises.
Trupanion goes beyond traditional pet insurance
When you compare Trupanion with traditional pet insurance plans, it’s easy to see that we do more to get your pet the best care.
Traditional pet insurance: | Trupanion: |
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Can you afford a surprise $1,500 vet bill?
A Trupanion survey of North American veterinarians showed $1,500 as the average treatment cost where pet parents halt care. But with quality coverage protecting your pal, you can say ‘yes’ to veterinary care — no matter what life brings.
Condition | Cost* |
|---|---|
Vomiting & Diarrhea | $2,365 |
Foreign Material Ingestion | $2,189 |
Urinary Tract Infection | $6,510 |
Otitis | $5,600 |
Dental Disease | $5,715 |
Hyperthyroidism | $1,665 |
Top conditions for cats
Whether they’re a rambunctious, curious kitten or a longtime friend, all cats need protection for illnesses and injuries.
Top conditions for dogs
From breed-specific conditions to eating things they shouldn’t, surprises are nothing new with canines. That’s where quality dog health insurance makes a difference.
Condition | Cost* |
|---|---|
Otitis | $5,627 |
Vomiting & Diarrhea | $2,726 |
Foreign Material Ingestion | $3,120 |
Allergy | $495 |
Lameness & Limping | $10,833 |
Mass | $15,920 |
*Costs based on real Trupanion member claims and are intended as informative examples only. Treatment costs can vary greatly between pets and location.
Every pet 
deserves protection
We’re proud to cover all cats and dogs, regardless of breed.
Dog Insurance
From lap dwellers to frisbee athletes, every dog’s at risk of getting ill or injured. So, it’s best to get them protected while they’re puppies.
Cat Insurance
From indoor snoozers to outdoor explorers, every cat is likely to experience a surprise injury or illness at some point in their nine lives.
Loved by vets and pet parents alike
Read our reviews and find out why over 99% of members renew with us.
“I found comfort in the knowledge that despite the fact that I did not know what was in store for Dresden in the days to come, I would not have to shoulder the financial burden alone.”
Lisa saved over $2,500
with a Trupanion policy
"I am profoundly thankful for the peace of mind I get from having Jiminy insured with Trupanion, knowing that I can give him a bright future full of new experiences, adventure and restful moments together!"
Lisa saved almost $20,000
with a Trupanion policy
"He was so tiny and helpless, and this was truly the most traumatic thing I could imagine. Harold’s animal hospital went directly through Trupanion, so I never saw a bill while this was all going on."
Ashley saved over $10,000
with a Trupanion policy
Frequently asked questions
- All cats and dogs under 14 years of age are eligible to enroll for lifelong coverage.
- You live in the US, Canada, or Puerto Rico (including US and Canadian military bases).
When it comes to your pet’s wellness care, we don't believe that we should charge you extra for something that you can expect. Since you know your pet needs routine veterinary care, it’s something you can actually budget for. And when you can budget for wellness care costs, it doesn’t make sense to pay a middle man more to give that same benefit back to you. Trupanion was founded to help pets get the health care they need when surprise illnesses and injuries occur, not to help with regular costs you can predict.
Have more questions about how Trupanion works and what to expect with your plan? Feel free to reach out to us at any time. We are available 24 hours a day, 365 days a year to answer any and all questions.
If your pet becomes ill or injured, relying on savings or emergency funds to pay for their veterinary care expenses is a risky option. After all, it can be difficult to know upfront exactly how much their treatment will cost or if there will be complications that require additional care. Having quality pet insurance in place enables you to protect both your pet and your budget by helping pay for these new and unexpected veterinary care.
For many, that peace of mind alone is what makes pet insurance very worth it.
We’re always ready to help
Our customer care team is available 24/7/365.
