5 reasons Trupanion pets live longer, healthier lives
Your little best friend is your family, and now you can protect them like it.

The best coverage sets your pet up for the best life
Not all pet insurance is created equal — the right coverage makes a serious difference for your savings, your vet care, and most of all, your little buddy.
Read five ways that Trupanion’s robust coverage makes for a healthier life for your pet.

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The most robust coverage means the best care

Our coverage is among the most robust in the industry, so you don’t have to opt for lower-quality care in order to save money. With us, you can focus on getting your pet exactly what they need.
According to a recent study, our pets are 2x as likely to live longer than non-Trupanion pets.*

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It’s not your standard accident & illness care

Most "cheaper" plans come with payout limits and exclusions that can leave you without coverage when you need it most. Not with us. We're proud to offer the most robust protection for your pet by covering what others won't.
Examples include: advanced dental, physical therapy, breed-specific illnesses, veterinary supplements, prescription food, and more.

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No payout limits means never having to choose between your savings and your best friend

While other providers have payout caps, we will never turn your pet away. After your deductible, Trupanion pays up to 90% of every eligible bill.
No per-incident limits. No annual limits. No lifetime cutoffs. Ever.

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Most plans up your premium on every birthday — not us

Other insurers price low to lure you in, then make up the difference with higher rates and lower payouts as your pet ages. Our premiums don’t increase with age, conditions, or more vet visits — and we never lower or drop coverage because your pet gets too expensive.
Start low, spike later is the #1 trick in pet insurance. Trupanion is transparent, robust, and won’t leave you hanging.

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We’re the #1 rated pet insurance by veterinarians

No payout limits means that vets are free to focus on providing the best care for your pet, not pinching pennies to avoid pricier treatments.
In a recent survey, vets chose us as the #1 pet insurance in America.
From day one to their golden years, we're there for
whatever life brings.
Up to 90% coverage
For your eligible vet bills
24/7 365
Customer Care
1.9 million+ claims
Closed in 60 seconds or less
Real pet owners
The people who've been through it don't switch

★★★★★
Over $10,000 covered
Harold
"He was so tiny and helpless, and this was truly the most traumatic thing I could imagine. Harold's animal hospital went directly through Trupanion, so I never saw a bill while this was all going on."


★★★★★
Over $2,500 covered
Dresden
"I found comfort in the knowledge that despite the fact that I did not know what was in store for Dresden in the days to come, I would not have to shoulder the financial burden alone."


★★★★★
Almost $20,000 covered
Jiminy
"I am profoundly thankful for the peace of mind I get from having Jiminy insured with Trupanion, knowing that I can give him a bright future full of new experiences, adventure and restful moments together!"

You have questions, we have answers
In addition, we’re the only pet health insurance company that can pay veterinarians directly at the time of checkout. And unlike many others, we have no payout limits, no matter how many times you need to use your pet’s coverage. Plus we welcome all dog and cat breeds, including brachycephalic pets and those at higher risk of certain conditions like hip dysplasia.
Check out our insurance FAQs or call us at 855.210.8749.
*Based on Trupanion studies conducted in 2020 and 2023 analyzing third-party hospital invoice data, comparing pets insured with a Trupanion policy to pets without a Trupanion policy.