8/10 members say our coverage helped save their pet's life
Truly unlimited pet health coverage
Unlike other pet insurance providers, we’ll never limit the amount we pay for your pet’s care or reduce coverage. In fact, we’re proud to have paid over $2 billion in vet bills!Learn about unlimited payouts
No more waiting for claims with Vet Direct Pay
Your pet gets the treatment they need
Our software sends us the bill in seconds
We pay the vet directly at checkout
promise to you
At Trupanion, we put pets before profits. We’re committed to providing the best long-term value, with fair prices and total transparency to ensure your pet has access to the care they need for life.
- We take a set amount of your monthly rate for vet costs (we’ll pay back the difference if costs are lower than expected!)
- We won’t increase premiums just because your pet gets older.
- You’ll never pay more for using your pet’s coverage.
we’re the best
Our unlimited payouts mean vets are free to focus on providing the best care for your pet. In a recent survey, they chose us as the #1 pet insurance in America.*
*Survey commissioned by dvm360, from 3/30-5/1/2023. Read more.
Trusted by veterinarians & pet parents alike
There’s no comparison
When we say our pet insurance is truly unique, we mean it. No other provider pays as fast as we do, and our coverage is as comprehensive as it gets.
Traditional pet insurance:
Paying your whole bill upfront and waiting to get reimbursed
Having your vet paid directly and in seconds.
Sacrificing comprehensive care for a cheaper monthly rate
One simple plan that provides quality nose-to-tail coverage.
Restricted payouts and reimbursement ceilings
Unlimited payouts for the life of your pet
Increases rates or restricts coverage because you filed a claim
Will never increase your rates or reduce coverage just because you had to use it