Pet insurance comparison: how we stack up

Tracking down the best pet insurance is hard, but it doesn’t have to be. Discover how Trupanion compares to other providers.

How we compare

Trupanion goes beyond traditional coverage

Explore the difference one simple plan can make with unlimited payouts, vet direct pay, and so much more.

Traditional pet insurance


X iconPaying your whole bill upfront and waiting to get reimbursed

Check iconHaving your vet paid directly (often in seconds!)

X iconSacrificing comprehensive care for a cheaper monthly rate

Check iconOne simple plan that provides comprehensive, quality coverage

X iconLimited payouts or reimbursement ceilings that can restrict coverage

Check iconUnlimited payouts no matter how often you need to use your pet’s coverage

X iconAnnual deductibles that keep you paying for the same condition every year

Check iconPer-condition deductibles that you only have to meet once in your pet’s lifetime


Voted #1 in America by veterinarians

Survey commissioned by dvm360, from 3/30-5/1/2023. Read more.

puppy at vet

Don’t just take our word for it

Cat getting patted by owner

Get the care your best friend deserves

From lovable mutts to specific breeds, we provide medical coverage that’s with you from the adorable puppy years to those sweet, sunset moments.

These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of February 28, 2023. This comparison guide is only intended to summarize features, not provide details on specific plans or coverage amounts. Coverage options for each company are interpreted by Trupanion (underwriters American Pet Insurance Company and in Canada by Omega General Pet Insurance Company) as being comparable. Trupanion recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs. If you have questions about non-Trupanion pet insurance plans, please contact that company directly. It is our intention at Trupanion to provide fair, accurate, and current comparison information to help consumers on their pet insurance research journey. That said, we acknowledge that coverage details for each provider can change at any time. If you spot any inaccuracies or changes in the information provided above, we invite you to let us know by emailing [email protected].

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