Meet the best pet insurance
Vet bills can be paid instantly - less out-of-pocket costs
Choose any vet, specialist, or emergency care hospital
Complete coverage that lasts a lifetime
The #1 choice for your pet's health
Trupanion helps cover unexpected vet costs so you can say “yes” to the treatment your pet needs without worrying about how to pay the full bill. That's why we're rated #1 in America, trusted by more veterinarians than any other provider for over 25 years.
Why wait for reimbursement when you don't have to?
1 in 3 pets need emergency care each year. With Trupanion (and only Trupanion) 90% of your vet bill can be paid instantly at checkout. And even if your vet doesn't have our software, nearly 2 out of 3 invoices are reimbursed in less than 24 hours.
See how Trupanion helped Charlie
Two weeks after signing up, Charlie jumped off the couch and broke his leg. His surgery totaled $5,508.80.
Based on the invoice:
$5,508.80
Trupanion paid:
$4,377.71
Remaining cost:
$1,131.09
Total invoice based on a real member plan with 90% coverage on eligible costs and a $0 deductible applied. See our policy for full coverage details.
Low prices often mean low-quality coverage
You may feel drawn to providers that offer low rates, but be careful of this bait-and-switch. A cheap monthly price will likely increase and can come with a catch.
At Trupanion, pets always come first. That's why we can confidently say “NO” to the following questions.
Will my coverage decrease over my pet's lifetime?
No. Unlike other providers, we don't decrease your coverage year-to-year, so you can count on complete protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. Trupanion is one of the only pet health insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinarian care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover all new, unexpected illnesses and injuries for the life of your pet.
Love without limits
We keep pet insurance simple by providing the highest-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs by restricting their payouts, Trupanion will never cap what we pay.
Your love doesn't have limits so neither should your coverage
No payout limits
Unlike other providers, we don't limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you never have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with truly robust coverage and no payout limits for the life of your pet.
8/10 Trupanion members say our coverage helped save their pet's life during a serious condition
