How do I file a claim with Trupanion?

If your veterinary hospital is among the many that accept Trupanion Vet Direct Pay, then you don’t need to worry about filing claims. All you need to do is tell your hospital that you have Trupanion coverage, and they’ll be able to submit your invoice right then and there, with processing and payment often taking just seconds.

Veterinary hospital not set up to accept direct payments from Trupanion? No worries! You can still submit a claim through us directly, and it’s easy. After you take your pet to the vet, there are two ways you can do this:

File online

The fastest, easiest way to submit claims is with our online tool. Just upload your pet’s itemized invoice, tell us what happened, and you’re all done! Click here to get started.

Submit manually

First, download a claim form and fill it out. Then, take a picture of or scan the claim form and your itemized invoice from your pet’s visit and send it to us. Send claim forms and invoices to either:

Note: We process and pay claims faster if they're emailed or faxed to us, but you can mail them to us as well.

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Best friends deserve the best care

From lovable mutts to specific breeds, we provide medical coverage that’s with you from the adorable puppy years to those sweet, sunset moments.


Here for you, so you can be there for them

When your pet needs unexpected veterinary care, worrying about finances shouldn’t get in the way. Trupanion has your back, so you can focus on what matters most.


Because they're more than just pets

As a responsible breeder, you know your animals deserve the best veterinary care. Trupanion helps make that possible.


Because they're more than a pet

Your pet is your family, and now you can protect them like it. Whether they bark or meow, Trupanion is designed for the life of your furry friend.

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