What does a Trupanion pet insurance policy cover?
From nose to tail, we’ve got your pet is covered:
- Hereditary conditions your breed is prone to inheriting
- Unidentified issues, even if your pet doesn't have an official diagnosis
- Congenital conditions your pet developed before birth
Your pet deserves comprehensive care
Most cats and dogs will need veterinary attention at some point in their life, and there’s no knowing how serious things could be or how much it could cost. This is where Trupanion pet health insurance can make a significant difference.
Trupanion coverage is robust and tailored to have your pet’s back for all new and unexpected injuries and illnesses. Our coverage is based on the actual prices veterinarians charge for care — from diagnostic testing and medications to hospitalizations and everything in between. We never impose payout limits, so you can rest assured your pet has access to the best veterinary treatment when they need it most.
Dog and cat coverage that goes the distance
We’re taking a boldly different approach to pet medical care, focusing on your pet’s wellbeing while giving you value. The conditions and treatments we cover included but are not limited to:
Hereditary & congenital conditions
- Cherry eye
- Diabetes
- Hip dysplasia
- Thyroid disease
- Cancer
- Heart disease
- Urinary obstructions
- Nervous system issues
Illnesses & injuries
- New, unexpected injuries & illnesses
- Bite wounds
- Swallowed objects & toxins
- Patella luxation
- Allergies
- Kidney disease
- Upper respiratory infections
- Urinary obstructions
And much more
- X-rays, ultrasounds & CT scans
- Surgeries & hospital stays
- Medications
- Veterinary supplements
- Herbal therapy
- Physical therapy
- Advanced dentistry
- Prosthetic devices & carts
Coverage for everything dog and cats get into
Since our founding over 20 years ago, we’ve paid over $2 billion to Trupanion members to help with medical care for all of these conditions:
- Arthritis
- Cancer
- Emesis
- Epilepsy
- Inflammation
- Hexahydrate
- Hyperglycemia
- Keratitis
- Skin allergies
- Heart disease
- Diabetes
- Liver disease
- Hyperthyroidism
- Mass
- Leukocytosis
- Polyp
- Lipoma
- Arthritis
- Cancer
- Emesis
- Epilepsy
- Inflammation
- Hexahydrate
- Hyperglycemia
- Keratitis
- Skin allergies
- Heart disease
- Diabetes
- Liver disease
- Hyperthyroidism
- Mass
- Leukocytosis
- Polyp
- Lipoma
What about routine wellness care costs?
When it comes to wellness care, we don't feel we should charge you extra for something that you can expect. After all, good pet insurance coverage is all about making sure you can handle unexpected veterinary costs as they arise. Accidents and surprise illnesses become costly very fast, and without the right coverage, pet parents may find themselves having to choose between their pet’s health and staying afloat financially.
So, why pay a middle man to handle your pet’s regular wellness costs when they are something you actually can plan and budget for? This is why we at Trupanion have made a deliberate choice not to cover wellness and preventive care or exam fees. By not doing so, we can ensure you get the most value out of your coverage.
How we compare
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Comparison information above is provided using publicly available information as of 3/14/2023 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. We work to provide fair and accurate comparison information. However, it may change from time to time and may not be updated immediately. If you are aware of any inaccuracies in the information provided, please email us at [email protected].
When you call to sign up, we'll help you choose the deductible that offers the best value for you. Our award-winning specialists will go over:
- Your pet's breed
- Your pet's age
- Your desired budget
Interested in customizing your pet's medical insurance price? Take just five minutes and call us at 855.210.8749.
Best friends deserve the best care
From lovable mutts to specific breeds, we help all kinds of dogs and cats get the veterinary treatment they need. We’re here for your pet for life.
Here for you, so you can be there for them
When your pet needs unexpected veterinary care, worrying about finances shouldn’t get in the way. Trupanion has your back, so you can focus on what matters most.
Because they're more than just pets
As a responsible breeder, you know your animals deserve the best veterinary care. Trupanion helps make that possible.
Because they're more than a pet
Your pet is your family, and now you can protect them like it. Whether they bark or meow, Trupanion is designed for the life of your furry friend.
We’re always ready to help
Our customer care team is available 24/7/365.
