Trupanion Puppy
Insurance

What is puppy insurance?

Puppy insurance gives you one less thing to worry about amid all the responsibilities that come with dog ownership. When it comes to your puppy’s health, it’s important to be prepared for the unexpected. After all, nobody wants to get stuck with unexpected veterinary bills that can cost you thousands of dollars (or more!).

With Trupanion, you won’t have payout limits, and we'll never cut off care or raise rates just because your dog is unlucky or develops a chronic condition. We cover eligible costs for all new injuries and illnesses, including emergency care, surgeries, and other unexpected costs pet parents face every day.

We should also mention that we’re here to help 24/7 (because as any good pet parent knows, emergencies don’t only happen during typical business hours).

When's the best time to get puppy
insurance?

We know what you might be thinking — why should I get pet insurance when my dog is young and healthy? Well, the truth is that nearly half of all puppies have a claim within their first year with Trupanion. It’s also true that the best time to get insurance is while your dog is still a puppy, simply because you’ll get the best value out of your coverage:

• More conditions covered - The younger the pet, the less likely they are to have pre-existing conditions. This means your pal will have more conditions that are coverable throughout their lifetime.
  
• Lowest cost - With Trupanion, we base your monthly cost for life on your puppy’s age when they enrolled. So, if you enroll your pet when they’re a puppy, they’ll always be priced as a puppy (even when they’re a senior dog).

How much does puppy insurance cost?

We want our members to be comfortable with their monthly cost, so we put the power in your hands. Because of this, the cost of puppy insurance varies based on a number of factors, including your own financial preferences. With our flexible pricing options, you can find a monthly cost that works for your wallet.

Do I need puppy insurance?

While we’re obviously a little biased…. our answer is yes, you need puppy insurance. We’re pet parents just like you, so we understand how stressful it is when your beloved pet is sick or hurt. Puppy insurance helps remove the stress of wondering if or how you’re going to pay for their care. In the long run, it’s so much easier to budget for a routine monthly cost than a large, unexpected bill.

Pet medical insurance with Trupanion is like having access to a bottomless bank account for those unexpected vet bills— you get peace of mind knowing your dog can get the care they need when they’re sick or hurt.