Top-tier pet insurance in North Dakota
Protecting cats and dogs like yours for over 25 years
Vet bills can be paid instantly at checkout
Lifetime coverage with no payout limits
See any vet, specialist, or emergency care in the Central Plains and beyond!
The Peace Garden State’s best pet insurance
No matter if you’re in Fargo or Bismarck, North Dakota pets deserve outstanding medical protection. Trupanion steps in to help with those unexpected vet expenses, so you can confidently say “yes” to the care your pet needs—without worrying about covering the entire bill yourself.
Veterinarians across the country trust us—we’re proud to be rated #1 in America for pet insurance
1 in 3 pets need unexpected care each year
With Trupanion up to 90% of your pet’s bill can be paid directly to the vet at checkout. And if your vet isn’t set up with our software? No worries — nearly 2 out of 3 invoices get processed in less than 24 hours.
See how Trupanion helped Bella in Bismarck
This dashing miniature Dachshund was suffering with severe periodontal disease, requiring extractions.
Based on Bella's claims:
$6,494.94
Trupanion paid:
$4,211.05
Bella's parent paid:
$2,283.89
Total invoice based on a real member plan with 90% coverage on eligible costs with a $500 deductible applied. See our policy for full coverage details.
What is affordable North Dakota pet insurance?
What you pay should fit your budget, but don’t be fooled by offers that seem too good to be true. Providers advertising rock-bottom monthly premiums often raise prices later and may include hidden conditions or exclusions.
At Trupanion, we’re committed to honest, transparent pricing you can rely on.
Will my coverage reduce over my pet’s lifetime?
No. We put pets first. So, unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. We’re actually one of the only pet insurance providers that does not practice "birthday pricing". While your cost can still change over time due to things like inflation and advances in veterinary care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Central Plains
We believe North Dakota pets deserve better. That’s why we keep pet insurance simple by providing high-quality coverage without putting a cap on what we pay out (unlike other providers).
Your love for your pet has no limits. So, we don’t either.
No payout limits
Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout caps for the life of your pet.
Why do pet parents in North Dakota love us?
And it’s not just those with pet insurance in North Dakota. Over 98% of all our members renew their coverage month after month.
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay faster than others
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians with coverage you can count on.
Decades of proof
We’ve paid out over $4 billion in claims since our founding, helping pets just like yours receive the care they deserve.
Trusted by vets, loved by pet parents
Helping North Dakota pets live healthy lives
We care about your pet outside of their veterinary treatment too! Whether your pet barks or meows, our Pet Parenting blog has tips for in all aspects of dog and cat care in the Peace Garden State.
Cold Weather Safety for North Dakota Pets
Freezing temperatures, snow and wind can be tough on pets in North Dakota. Learn practical ways to help keep dogs and cats safer and more comfortable during the winter months.
Common Pet Emergencies
From sudden injuries to unexpected illness, emergencies can happen fast. Learn about common pet emergencies and when it may be time to seek veterinary care.
Parasite Prevention for Dogs and Cats
Pets that spend time outdoors can face seasonal parasite risks in North Dakota. Learn the basics of parasite prevention and how to help protect your dog or cat.
We’re always ready to help
Our customer care team is available 24/7/365.
