Getting the most out of your pet's membership

Green checkmarkLearn how to maximize your protection

Green checkmarkExplore your online account

Green checkmarkTake advantage of member-only perks

Two people and a dog
Piggy bank iconSet up direct deposit
Shield iconCoverage overview
Cupcake iconTruTreats
Refer a friend iconRefer a friend
Pets iconExplore the pack

Learn more about your pet's protection

You’ve taken a wonderful step for your pet. Now let’s help you make the most of your Trupanion coverage!

piggy bank

Check to see if your vet is setup with VetDirect Pay™

If not, sign up for direct deposit so we can reimburse you quickly.
computer

Review and update your account info

Keep us connected so we can always be there when it matters.
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Refer a furry friend to the Trupanion family

Share the love and get $25 for each successful referral* (up to $100/yr).
dog and cat

Have another pet in your pack?

Add any additional pets for optimal protection for the whole family.
A woman holding a dog
A woman holding a dog

Your online account checklist

right-iconSet up direct deposit

right-iconComplete your pet's profile

right-iconRefer your friends to Trupanion


Let's walk through it — together

We understand that you want the best for your furry friend. That’s why we’ve made pet insurance with Trupanion simple and straightforward. Our "Quick Coverage Guide" video will show you just how easy it is to protect your pet from nose to tail.

Our coverage

Your pet means everything to you. So we provide coverage for the things they need.
dog and cat

Hereditary conditions

Unidentified issues

Unidentified issues

Unexpected injuries

Diagnostic tests

Breed-specific conditions

Advanced dentistry

homeopathy

Allergies

direct veterinarian payment

Hospital stays

Medications

Veterinary supplements

Herbal therapy

Prescription food

Prescription food

What’s not covered

wellness

Wellness care

Medical clipboard

Pre-existing conditions

veterinarian

Exam visits

taxes icon

Tax (where applicable)

Learn more about coverage

Extra coverage for extraordinary pets

Important: You only have 30 days after joining to add the Recovery and Complementary Care package. Just give us a call at 855.538.2009.

Recovery and Complementary Care

right-iconAcupuncture

right-iconBehavioral modification

right-iconChiropractic

right-iconHomeopathy

right-iconHydrotherapy

right-iconNaturopathy

right-iconPhysical therapy

right-iconRehabilitative therapy

Pet Owner Assistance Package

right-iconAdvertising and reward

right-iconBoarding fees in the event you are hospitalized

right-iconLiability coverage for third-party property damage

right-iconCremation or burial for deaths due to accident

right-iconHoliday vacation cancellation costs

Your vet bills paid instantly with VetDirect Pay™

Imagine this: Your pet needs help, and instead of fumbling for your credit card while your heart races, we've already taken care of our portion of the bill.

Your pet gets the care they need at the vet of your choice

The vet or hospital sends us your bill

We pay the bill directly at checkout in seconds

Who takes VetDirect Pay™?
A dog catching a treat
A dog catching a treat


Treats for you and your pet

Besides peace of mind, being a Trupanion member comes with some sweet perks. You also have access to special discounts on pet products and services through truTreats.

Share the love, earn rewards

Invite your favorite pet people using your unique referral link. You'll earn $25 — up to $100 a year — for every successful referral.* It only takes 15 seconds to sign in and share.

Earn rewards

*Void where prohibited. Program is not available in North Dakota, West Virginia, Saskatchewan and Quebec. Terms and conditions apply.

Four images - two dogs and two cats
Four images - two dogs and two cats

Join the online pack

Our members don't just have pets. They have best friends, therapists, comedians, and soulmates with four legs and wet noses. From goofy grins to recovery wins, follow us for pet care tips, advice, and photos of all of our wag-worthy pets.

Find us on Instagram and Facebook:

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Trusted by vets, loved by pet parents

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Pet Insurance

About Us

Partners

Members

© copyrightyear Trupanion. All Rights Reserved. Trupanion is a registered trademark owned by Trupanion, Inc.
Policies vary by state and are subject to applicable waiting periods, deductibles, co-insurance/payout percentage, and exclusions such as pre-existing conditions. Certain coverage or treatment may require the purchase of additional riders. Products, discounts, and rates are subject to change. Other deductible or coinsurance options may be available in your jurisdiction. Please contact our licensed agents to learn more. See the full policy for full terms and conditions of coverage.

Trupanion is a registered trademark owned by Trupanion, Inc. Trupanion policies are underwritten by American Pet Insurance Company or ZPIC Insurance Company in the United States, and sold and administered by Trupanion Managers USA, Inc., 6100 4th Ave S, Seattle, WA 98108, (CA license No. 0G22803, NPN 9588590).  Trupanion policies are underwritten by Accelerant Insurance Company of Canada or GPIC Insurance Company, and sold and administered by Canada Pet Health Insurance Services, Inc. dba Trupanion, 309-1277 Lynn Valley Road, North Vancouver, BC, V7J 0A2, a registered damage insurance agency and claims adjuster in Quebec #603927. To verify your underwriter please consult the declarations page of your policy or contact us at 1.888.733.2685.

Rated #1 in America based on survey commissioned by dvm360 from 3/30-5/1/2023.
Trupanion software required at the veterinary hospital with veterinarian-approved direct bill pay. Visit our website to see if your veterinary hospital accepts direct payment.
Veterinarians are not compensated for providing testimonials.
The cost of veterinary care includes rising veterinary prices, more comprehensive care for pets, and changes in how veterinary care is utilized.
Trupanion claims data based on averages for real member claims and are intended as informative examples only. Treatment costs can vary greatly between pets and location.
30-Day Money-Back Guarantee not available in the state of NY, or if a claim has been paid within the first 30 days.

State Notices and Disclosures: California | Delaware | Florida | Louisiana | Maine | Maryland | Mississippi | Montana | Nebraska | New Hampshire | Ohio | Pennsylvania | Rhode Island | Vermont | Washington

Breeder and Shelter Offers
Breeders and shelters are not compensated for providing this offer. This special offer is available for pets up to 14 years of age when activated anytime from 24 hours before until 24 hours after going home to their new family in the US and Canada. Florida buyers may activate anytime from match date to 24 hours after go-home. Offer not available in NY. This offer is non-transferable. Limit one per pet. Offer programs vary based on where you live. For residents of CA, ID, FL, OH, PA, PR, SC, and WA, your monthly payment is discounted the first year of this plan, and we also collect the first month’s discounted cost over months 2 through 12 of your first year as part of your monthly cost. Terms and conditions apply. See the policy on our website.

Exam Day Offers
Veterinary staff are not compensated for providing this offer. This special offer is available for pets up to 14 years of age when activated within 24 hours following a veterinary examination. This offer is non-transferable. Limit one per pet. Offer programs vary based on where you live. Offer not available in NY. For residents of CA, ID, FL, OH, PA, PR, SC, and WA, your monthly payment is discounted the first year of this plan, and we also collect the first month’s discounted cost over months 2 through 12 of your first year as part of your monthly cost. Terms and conditions apply. See the policy on our website.
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